ACH payments save time and money for credit unions, sponsors, and business members.

• Automate loan payments, saving members time and ensuring payments are made when due
• Automate share savings, saving members time and ensuring systematic saving
• Automate payroll for you, your sponsors and your business members
• Originate all types of payments for your members - including cross-border items
• Reduce delinquency on loans and benefit from a predictable source of funds
• Reduce service fees and personnel cost

Southwest Corporate's web based system, used by leading financial institutions across the U.S., is competitive with any ACH system in the market. Among its features are

• Multiple payment types, including vendor payments, and Federal and State taxes
• Unlimited transactions and batches
• Multiple files per day
• Flexible import capability: NACHA, comma-delimited, fixed formats
• NACHA format, company name and company ID validator
• Upload NACHA-formatted return file
• State-of-the-art security
• Credit union controlled user set-up, entitlements and limits
• Dual approval of user set up
• Detailed audit reports
• Secure Socket Layer (SSL); 128-bit encryption
• Dual control
• Password tokensl

In addition to unsurpassed product features, ACH origination through Southwest Corporate provides

• Immediate credit on ACH credits
• Competitive interest rate on every dollar held for settlement
• View ACH detail, initiate returns and NOCs via Southwest Corporate's web portal, TranZact
• Comprehensive and ongoing training and support
• Free one-on-one training
• Web-based interactive training
• On going ACH web seminars
• Online help
• Online users manual

To put this service to work for your credit union, email an Account Executive at contactus@swcorp.orgor call 800.442.5763.